34 Best Hardship Letter Templates

1. Clarity and Specificity
Make the hardship description concrete with factual details, dates, and the impact on finances or obligations. State the requested relief clearly and tie it directly to evidenced need.

2. Documentation and Data
Include supporting documents such as pay stubs, medical or eviction records, bank statements, or letters from employers. Reference each document in the letter to build credibility and aid quicker decisions.

3. Tone and Structure
Use a respectful, professional tone and a logical flow: hardship cause, current impact, and proposed remedy. Keep the letter concise (1 page), organized with short paragraphs and bullet points for key facts.