51 Best Bank Reconciliation Templates

1. Data Integrity Ensure all bank statements and ledger totals are imported without modification and validate dates, amounts, and references before reconciliation. Use validated imports or structured data mapping to minimize manual errors.

2. Matching Logic Use a clear rule set for 1-to-1, 2-to-1, and outstanding items and automate as much as possible to speed up matching. Regularly review unmatched items and adjust thresholds to balance accuracy and efficiency.

3. Audit Trail and Documentation Maintain a traceable record of every reconciliation, including date, who performed it, and supporting supporting documents. Save versions of the template and notes for audits and future reference.